3T Investment Management
We aim to discover the distinct aspirations, objectives, ambitions, and risk tolerance of our clients. We customize solutions to align with global asset allocation objectives. Our strategies employ a multi-faceted asset allocation method and, whenever feasible, implement a bucket strategy.
Foundation Setting (Setting the Foundation)
- This approach commences with the establishment of well-diversified portfolios encompassing a mix of investments in active and passive mutual funds and exchange-traded funds (ETFs). This initial diversification serves as a foundation for tailoring your portfolio to align with your specific goals and preferences.
- Every investment position undergoes a thorough evaluation by Brendan, our Chief Investment Officer, which encompasses assessments of manager tenure and style, performance relative to expectations, historical drawdown, peer comparisons, expense ratios, propensity and magnitude of outperformance, and other relevant factors.
- Added advantages encompass periodic portfolio rebalancing to ensure an ongoing alignment of risk and return, as well as the implementation of tax management strategies aimed at enhancing after-tax returns where appropriate.
Progressively Strategic
- As clients progress from the accumulation phase to the spend-down phase of their investment journey, we focus on identifying and strategically creating separate buckets of investments based upon short, intermediate and long-term usage needs.
- We diligently monitor a range of market and economic indicators, as well as short and long-term trend lines, volatility, and other pertinent factors. This allows us to judiciously adjust your market exposure, strategically increasing or decreasing it as needed.
Additional Investment Options
- Depending on the situation, we may decide to employ the use of Third-Party Strategist (TPS) or Separately Managed Accounts (SMAs). With the help of Kestra Investment Management, we curate a collection of TPS model portfolios, consisting of broadly diversified ETFs and mutual funds. We also have access to hundreds of SMAs, which consist of either individual stocks or bonds with various investment themes.
- For certain qualified investors, we also have access to and may implement alternative investment strategies for additional diversification and/or tax purposes. As these investments have various qualifying requirements, we will bring these opportunities forth as needed.
Assets Under Management Fee Schedule
| $1 - $249,999 | 1.50% |
| $250k - $499,999 | 1.25% |
| $500k - $999,999 | 1.10% |
| $1M - $2,999,999 | 0.90% |
| $3M - $4,999,999 | 0.80% |
| $5M+ | 0.65% (and less) |
**We reserve the right to adjust this fee schedule depending on the client situation; some clients may be grandfathered in under a previous pricing structure
A Team of Professionals at Your Back
With many financial advisors, you’re assigned to a single advisor who manages your account. At Prominent Peak Wealth Management, we take a team-focused approach that allows us to leverage our entire team’s knowledge and experience to your benefit. We play to each other’s strengths, offering each other essential support and giving you the expertise of every advisor in our office.